Serchhip District PIGRM - State Bank of India


STATE BANK OF INDIA : SERCHHIP BRANCH
Branch code: 5826
Website: www.sbi.co.in
Email: sbi.05826@sbi.co.in
IFSC (Indian Financial Service Code): SBIN0005826
MICR (Magnetic Ink Character Recognition) code: 796002513

A. Introduction

State Bank of India, Serchhip Branch hi 25th July, 1978 khan hawn a ni a. Tuna Branch Manager nilai Pi Lalremsangi hian 12th November, 2009 atang khan he branch hi a lo enkawl tawh a ni. SBI Serchhip branch hi December 2003 khan computerised a lo ni tawh a. Tuna Core Banking System kan tih hi 28th November, 2007 atang khan hman tan a ni.

Core Banking System-ah hian SBI a account hawngtu zawng zawng ten SBI branch dang khawi hmun ami pawh pawisa dahluh/lakchhuah etc. a lo theih ta a. Zin mite, sumdawngte leh zirlaite tan thil tangkai tak a ni.

Core Banking chungchanga hriattur tlem han tarlang ila:

Alternate Channel

1) ATM (Automated Teller Machine) – hi bank a account neitu ten duh hun hun (24X7)a an account atanga pawisa an lakchhuah/thawn theihna thil tangkai tak a ni. International card neite tan foreign-a zin pawhin USD (US dollar) a hnuaia tarlan ang hu zel (equivalent) hi ram hrang hrangah lakchhuah nan a hman theih bawk. Tin, POS (Point of sale) kan tihah thil lei nan a hman theih a, POS kan tih hi internet hmang leh dawr changkang zawkah chuan pawisa faia pe lova card hmanga thil leina a ni.

Debit Card Hrang Hrang:

Card Type ATM Atanga Nikhat A Lakchhuah Theih Zat Ni Khat A POS (Point Of Sale) A Hman Theih Zat
India (in Rs) International India International
Classis Debit card 40000 N/A 50000 N/A
Silver International Debit card 40000 USD 1000 75000 USD 1500
Gold International Debit card 50000 USD 1000 200000 USD 4000
Platinum International Debit card 10000 USD 2000 200000 USD 4000
SBI YUVA International Debit card 40000 USD 1000 200000 USD 1500

ATM card chungchang a hriattur thenkhatte:

Toll Free No.1800 112211, 1800 425 3800 leh email: contactcentre@sbi.co.in

2) Internet Banking – Hei hi internet connection neite tan bank-a kal kher ngai lovin mahni in atangin online a thil lei leh bill pek nan te, hmun danga pawisa thawn nan te, tax pek nan te, mahni account statement lak nan te leh thil dang tam takah a tangkai em em. SBI a account nei tawh phawt chuan a dil thei a ni. Internet banking hmanga draft/bankers cheque dil hian Rs. 10000/- chinah exchange (a siam man) a awm lo a ni. Internet banking-ah hian mimal account-ah Rs. 5,00,000/- thleng ni khatah a hman theih a, mimal ni lo account ho-ah chuan Rs. 40,00,000/- thleng a hman theih bawk.

3) Mobile banking – Mobile banking hi mobile hmanga mahni account balance en/pawisa thawn/bill pek/mobile top-up nan leh thil dang atan a hman theih a. Mahni mobile atanga tih theih mai a nih avangin khawi hmunah pawh engtiklai pawhin bank-a kal kher lovin thil tam tak a tih theih. Software (JAVA, apk, etc.) hmang thei lo chi tan pawh SMS hmangin a tih theih bawk. Software hmang chi-ah hian ni khatah Rs. 50,000/- thleng a hman theih a, thla khat chhungin Rs. 2,50,000/- chin a hman theih a ni. SMS hmang chi a nih chuan ni khatah Rs. 1000/- thleng a hman theih a, thla khatah Rs. 5000/- thleng a hman theih thung. Mobile banking-ah hian Bank-in charge engmah a la lo a ni.

4) Green Channel – Green Channel hi paperless banking te pawh an ti a, paper (lehkha) renchem nan leh bank dawrtute tan a awlsam zawk nana duan a ni. Pawisa dah lut duh leh lachhuak tur te tan voucher (lehkha) engmah ziah a ngai lova, ATM card erawh neih a ngai thung. Tin, tum khatah Rs. 40,000/- thleng transfer/withdraw/deposit a theih.

STATE BANK OF INDIA HELPLINE (NORTH EAST CIRCLE)
E-mail: luithelp@sify.com
Toll free No. 1800-345-3631
Helpline Tel no. (0361)2237663 & 2237661
Fax no. (0361) 2237664

Deposit Schemes:

  1. Savings Bank Account – Interest rate 4 % p.a. niin duh hun huna dahluh leh lakchhuah theih a ni. Account hawn tirha Cheque tel chi-ah Rs. 1000/-, cheque tel lo chi-ah Rs. 500/- deposit nghal tur a ni. ATM card a tel nghal bawk.
  2. Current Account – Savings Bank account angin hetah hi chuan transaction tam lamah restriction a awm ve lo. Passbook siam/pekchhuah a ni ve lova, thla tin account statement lak mai tur a ni. Account hawn tirhah mimal hminga hawnin Rs. 5000/-, mimal hming a nih loh chuan Rs. 10000/- deposit a ngai thung.
  3. Fixed Deposits – Fixed hi pawisa a pung tam zawk a dahna a ni. Interest rate hi a khat tawka inthlak reng a ni a, tunah hian kum khatah 9 % a ni. He account hawn nan hian a tlem thei ber chu Rs.1000/- a ni a, a tam lamah chuan duh zat zat a ni mai. Interest rate hi Senior Citizen (Kum 60 leh a chung lam) tan 0.50 % in a sang bawk i.e. 9.5 %
  4. Recurring Deposit – Hei pawh hi fixed deposit ang tho a ni a. A tira avaia dah nghal lova hunbi neia dah zel chi a ni. Interest rate pawh Fixed deposit nen a inang. He account hawn nan hian a tlem thei ber chu Rs. 100/- a ni ve thung.
  5. No Frills Account – Hei hi chu thla khata Rs. 5000/- aia tlem lalutte tana tih a ni a, account hawn tirh hian Rs. 50/- deposit ve a ngai. Minimum balance charge a awm ve lova, amaherawhchu Rs. 10000/- aia tam account-ah hian a dah theih loh a ni. Savings Bank Account ang tho in ATM card leh cheque te pawh a dil ve theih tho a, interest rate pawh 4 % p.a. ve tho a ni.

Hengte bakah hian schemes hrang hrang MOD (Multi Option Deposit) te, Savings Plus te, Premium Savings account te, SBI Tax Savings scheme, SBI Surabhi, etc. a awm a, hrechiang duh chuan SBI branch hrang hrangah zawh fiah theih reng a ni. Tin, PPF (Public Provident Fund - 1968) scheme kan tih hi Central Govt.-in mipuite tan pawisa pung awm a dahna a duh apiangte tan a duan a ni a. Hei thung hi chu kum 15 chhung dah tur a ni a, a duh tan kum 5 dang pawhsei theih a ni bawk. Kum 15 a tlin hma chuan khar theih a ni lova, kum 6 a tlin hnuah vawi khat lakchhuah theih a ni. Tunah hian interest rate hi 8.8 % (1st April, 2012 atangin) a ni a, kum khatah a tlem ber ah Rs. 500/- a tam berah Rs. 1,00,000/- dah tur a ni. Term deposit dangte anga interest atanga TDS chawi ngai ang kha a awm ve lo a ni.


SBI e-Tax: SBI branch-ah emaw, internet banking neite tan internet kaltlangin direct/indirect leh State Govt. tax hrang hrangte awlsam takin a pek theih. Project SMS Unhappy

Hei hi State Bank customer tu te pawh lungawilohna nei emaw, thil zawhfiah duh nei apiang te tan a ni. Lungawilohna nei apiang chuan anmahni mobile phone atangin SMS hmangin “Unhappy” tih hi mobile no. 8008202020 ah thawn mai tur a ni.


Banking Ombudsman Scheme 2006

Banking ombudsman scheme hi section 35 A of Banking Regulation Act, 1949 hnuaiah RBI (Reserve Bank of India) in bank customer bank hnathawh dan chungchang a lungawilohna nei te tan a lo siam a ni a. Banking ombudsman tur pawh hi RBI in a ruat thin a ni. Banking ombudsman scheme hnuaiah hian Scheduled Commercial Bank kan tih ho te, Regional Rural Bank te leh Co-operative bank ho te an tel a ni.Banking Ombudsman hi boguwahati@rbi.org.in ah contact theih a ni.

Loan products hrang hrang te:

HOUSING LOAN PRODUCTS
 
1 Housing loan 6 Gram Niwas 11 SBI-FLEXI Housing Loan 16 SBI Happy-Home Loan 21 SBI Advantage Home Loan
2 Credit Khazana 7 Sahyog Niwas 12 SBI-REALTY 17 SBI Lifestyle Loan 22 Interest Subsidy Sch (ISHUP)
3 SBI-Shoppe Plus 8 Spl Rural Housing Sch 13 SBI – MAXGAIN 18 SBI Special Home Loan 23 Yuva Home Loan
4 HL for Earnest Money 9 Credit-cum-Subsidy Scheme for Rural Housing 14 SBI – FREEDOM 19 SBI Hi-Five Home Loan 24 SBI Home Plus
5 HL for NRI 10 Tribal Plus 15 SBI – OPTIMA 20 SBI Ezee Home L 25 Grih Santosh.

AUTO LOAN PRODUCTS 1. Car (Auto) Loan 2. Car Loan - Overdraft 3. NRI Car Loan 4. Scoom -Two Wheeler Loan 5. SBI Advantage Car Loan 6. SBI Ezee Car Loan.

PERSONAL LOAN PRODUCTS 1. Per Loan on mortgage of Immovable property 2. SBI Loans to Pensioners 3. Jai Jawan Pension 4. SBI Personal Loan to Affluent Pensioners 5. Personal Loan 6. SBI SARAL 7. Personal Loan – Xpress Credit 8. Festival Loan 9. SBI EASY TRAVEL LOAN 10. APTECH courses 11. SBI Education Plus 12 “SBI HOME-LINE” Special Personal Loan 13. “SBI¬Home Plus” 14 Mahila Shakti Scheme 15. SBI Career Loan 16. SBI Reverse Mortgage Loan.

EDUCATIONAL LOAN PRODUCTS 1. Education Loan Scheme / SBI STUDENT LOAN 2. SBI SCHOLAR EDUCATION LOAN 3. Nursing Plus (merged into Student/Education Loan) 4. Student Loan Scheme (GSS) 5. RBI Education Loan Scheme 6. Gold Loan 7. Advag Shares & Debentures 8 Equity Plus 9. Loans for Subscription to IPOs 10. Advance against Magnums 11. Units of UTI 12. Advance ag TD 13. Loan ag NRE/ FCNB Deposits 14. Loan-NSC/ KVP/ IVP/LIC 15. Pravasi Plus 16. Advances against RBI Relief Bonds 17. Advances against open ended Sch of Mutual Fund 18. Medi¬Plus Scheme 19. Rent Plus 20. Plus Schemes 21. SBI VISHESH 22. “Bhagya Rekha Loan” 23. Rupee Loan against Gold Deposits.

AGRICULTURAL PRODUCTS 1. Kisan Credit Card 2. Kisan Gold Card 3. General Credit Card 4. TRACTOR LOAN PLUS SCHEME 5. Krishi Plus Scheme 6. Financing 2nd Hand/ Used Tractors 7. Financing Power Tillers 8. Financing Seed Processors 9. CONTRACT FARMING 10. Agl Advance against gold & silver ornaments 11. Produce Market Loan 12. AGRI-CLINIC OR AGRI BUSINESS CENTRE 13. Capital Investment Subsidy Sch for Rural Godown 14. Land Purchase Sch for Small & Marginal farmers 15. Finance for Cold Storage 16. Financing Private Cold Storage/ Pvt Warehouse for On-lending to farmers 17. M S T P (Million Shallow Tube well Programme) 18. O F W M (On Farm Water Management) 19. Artisan Credit Card 20. S G S Y 13 21. S J S R Y (Swrnjayanti Shahri Rojgar Rojgar Yojna) 22. SHG 23.SHG Credit & Gold Card 24.SBI Micro Loan 25. Financing Joint Libility Gr (JLG) of Tenant Farmers 26. ARTHIAS PLUS (Indirect Agl Finance) 27. DAIRY PLUS 28. DAIRY SOCIETY PLUS 29. Broiler Plus 30. Commodity Warehouse Receipt Fin 31. Krishi Kalyan 32. Financing Organic farming 33. Sanjeevani – Tractor Upgradation 34. Surya Kiran

TRADE & INDUSTRIAL (SIB /C&I/ SME PRODUCTS) 1. CYBER PLUS 2. DOCTOR (+) PLUS SCHEME 3. SBI-Siemens Medical Equipment Plus 4. SSI – Swarojgar Credit Card (SCC) 5. SME Credit Card or Small Business Credit Card 6. SME Credit Plus Scheme 7. SME Smart Score System 8. Stree Shakti Package (SME Business) 9. Corporate Loan (C&II and SSI) 10. Flexi Loan – General Purpose Term Loan 11. General Purpose Term Loan -SSI 12. Standby Line of Credit (SLC-WC) – C&I and SSI 13. Standby Line of Credit (SLC-TL) – C&I and SSI 14. Standby Loan to Corporate for New Vehicles 15. Short Term Loan Products for C & I Borowers 16. Traders’ Easy Loan (Mortgage Loan renamed) 17. Working Capital Finance for Trade & Service(C&I) 18. Working Capital Finance for Private Builders(C&I) 19. FINANCING TO PRIVATE BUILDERS 20 CHANNEL FINANCING – Trade Finance 21. Auto Clean Sch 22. Margin Money Sch for KVIC 23. P M R Y – Prime Minister Rojgar Yojna 24. D I R (Differential Interest Rate) Scheme 25. Credit Guarantee Fund Trust -Micro & Small Ent. 26. Equity Fund Scheme 27. Entrepreneur Scheme 28. Liberalized Sch 29. SBI Shoppe – Fin of shops 30. Paryatan Plus 31. Transport Plus –C&I 32. Loan Light / Med Com Swaraj Mazda Vehcle -SBF 33. Financing Com Vehicle – Tie up Ashok Leyland 34. RICE MILL PLUS (SSI) 35. DAL MILL PLUS (SSI) 36. Gold Banking Sch 37. SBI Exporter Gold Card 38. SCHOOL PLUS 39. Pre-ship/ Express VDS 40. CAR LOAN TO SME UNIT 41. Petro-Credit 42. Open Term Loan – Mfg 43. OTL Service Sec 20-21 44. RESTAURANTS 45. Foreign Currency Den Loan 46.SME Help 47.SME Care 48.SME Collaterl free Loan 49. SBI SMILE 50. Fin JCB Machine 51. PMEGP 52. SBI Krishak Uthan Yojna 53 Financing MFI/NGO 54. Construction Equip Loan 55. Carbon Credit Plus.

• SBI loan products te hi a tam tham avangin kan sawifiah vek seng lova, loan la duh te chuan SBI Serchhip Branch-ah kalin loan section ah emaw, Branch Manager hnenah zawhfiah tur a ni e. Tin, loan lak tum te hian an lakduh chhan leh an mamawh zat tur te, loan rulh leh natur a ruahmanna an siam dan te chiang tak a ngaihtuah hmasa chunga loan hi dil turin kan inngen a ni.

Bank in commission a lak tlanglawn deuhte:

SBI General Insurance

Mizote hian General Insurance chungchanga buaina kan tawh nasat ber nia lang chu insurance claim chungchangah a ni awm e. A bik takin motor insurance claim chungchangah hian buaina kan tawk nasa zual niin a lang. Motor-in accident a tawh palha motor a lo chhiatin emaw, nunna hial chan an lo awm changin Insurance Company hnenah Claim kan submit thin. Document ngai tam tak zingah Police Verification a ngai tel thin a, chu chuan harsatna tam tak min thlen thin. Nasa taka kan buaipui hnuah pawh kan claim hlawhchham fo mai. Hengte avang hian Mizo mipuite rilruah hian General Insurance Company-te hian rin an hlawh tak tak thei thin lo. Heng kan harsatna zawng zawngte sukiang thei tur hian SBI General Insurance chuan hma nasa takin a la mek a ni. SBI Serchhip Branch-a General Insurance kan tih theih langsar zual deuh deuh te :

  1. Motor thar insured (eng motor pawh).
  2. Motor insured tawh renew (insurance company danga insurance lo ti tawh, renew ngai tan pawh kan renew sak thei).
  3. House Building Insurance (in dinglai insured).
  4. Group Personal Accident Insurance.

Group Personal Accident Insurance Scheme hi hun rei lote hnuah Introduce a ni dawn a. A policy tlangpui chu hetiang hi a ni :

A Thatna : He Group Personal Accident Insurance policy hi i lak chuan, kum tin Premium Rs. 100/- chauh i pe ang a, piansualna i lo tawk palh a nih chuan Rs. 3,00,000/- thleng i claim thei ang. Heng policy hrang hrangte hi a hrechiang duh tan Branch-ah englai pawhin zawhfiah theih reng a ni.

LIFE INSURANCE (SBI Life)

Mizote rilruah hian Insurance hi thil thar leh kan hmelhriatna pawh la rei lo te a ni a. A bik takin Life Insurance phei hi chu kan hriatna a la rei lo hle awm e. SBI Life hian Policy tam tak a nei a, chung zinga a tangkai zual leh awmsam zual deuhte chu hengte hi an ni :

Group Swadhan : He Policy nihphung tlangpui te :

  1. State Bank Group (SBI leh Associate Bank 5)-a Saving Bank account neite tan he Policy hi a lak theih.
  2. Kum 18 atanga kum 50 inkar nih a ngai.
  3. Medical Certificate a ngai lo. Good Health Declaration Form-a sign a tawk mai.
  4. Premium hi kum khata vawi khat leh kum khata vawi hnih pek turin a thlan theih.
  5. Sum assured (vanduaina tawh palha claim theih zat) Rs. 50,000/- leh Rs. 1,00,000/- ah chuan eng document mah a ngai lo. Sum assured Rs. 3,00,000/- leh Rs. 5,00,000/- ah date of birth proof a ngai a. Sum assured Rs. 5,00,000/- ah income proof a ngai tel.
  6. Policy hi kum 3 hnuah a duh tan a surrender theih.

A Thatna Te :

  1. Policy Holder a boral chuan a sum assured kha a Nominee hnenah pek a ni ang.
  2. A Policy a matured hunin kum 5 term-ah premium pek zawng zawng atanga 50% (service tax paih hnuah) pek let an ni ang. Kum 10 term-ah chuan premium pek zawng zawng 100% (service tax paih hnuah) pek let tur a ni. (Note : Tuna hian service tax hi 13.50% a ni)
Premium Chart (Kum 1 Atana Pek Ngai Zat)
KUM KUM 5 TERM KUM 10 TERM
3,00,000 5,00,000 50,000 1,00,000 3,00,000 5,00,000
18 - 20 1220 2032 501 1001 3000 5000
21 - 25 1284 2139 523 1045 3133 5222
26 - 30 1312 2188 562 1124 3363 5613
31 - 35 1477 2462 680 1358 4071 6785
36 - 39 1877 3128 901 1801 5400 8998
40 1877 - 901 1801 5400 -
41 - 45 2554 - 1273 2544 7632 -
46 -  50 3825 - 1831 3661 10982 -

A fiah leh zual nan entirna:
Mi pakhat kum 34 miin he Group Insurance Policy hi lo la ta se, a tana a thatna leh hlawkna 1 han chhut chin teh ang. He kum 34 mi hian Rs. 3,00,000/- in he Group Insurance hmang hian kum 5 chhung atan Life Insurance ti ta se. A chunga chart kan hmuh ang hian kum tina a pek ngai (premium) chu Rs. 1,477/- chauh a ni a. Kum 5 chhung chuan Rs. 7,385/- (1477 x 5 = 7385) a pe ang. Kha kum 5 chhung khan vanduaina (thihna) lo tawk ta se, a Nominee hnenah Rs. 3,00,000/- pek a ni ang. Kum 5 chhung khan vanduaina a tawk lo a nih erawh chuan, a Premium pek zat chanve (7385/2 = 3692.50) a hmu let ang (Hetah hian service tax paih leh tur a ni). Kum 10 term a Insurance a tih erawh chuan a premium pek zawng zawng kha service tax paih hnuah a hmu let leh vek ang.

Heng bakah hian Individual Insurance chi hrang hrang a awm a, a hrechiang duh tan SBI Serchhip Branch-ah eng lai pawha zawhfiah theih reng a ni. SBI Life Insurance Co. Ltd. hi SBI nena tangdun a nih avangin Insurance Claim chungchangah a awlsam bik em em a, customer ten harsa taka an buaipui a ngai ve lo a ni.

WESTERN UNION MONEY TRANSFER Hei hi Serchhip velah chuan kan la hrelar vak lova. India ram pawn atanga pawisa rawn thawnna awlsam tak a ni. Pawisa rawn thawn tur te khan Western Union Agent ah kalin pawisa an deposit hnuah MTCN (Money Transfer Control Number) pek an ni a nga. MTCN number leh identity proof kengin a dawngtu turte khan State Bank branch hrang hrangah pawisa hi an rawn thawn ni la la in awlsam takin an la nghal thei a ni. CREDIT CARD (SBI Card) : Credit Card tih hming hi kan hre fo tawhin a rinawm a, eng nge a nih chiaha engnge a tangkaina tih erawh kan hre tam vakin a rinawm loh. Debit Card (ATM Card kan tih mai) erawh kan hre bel hle awm e. Credit Card chu “A baa thil lei theihna” tih hian a sawifiah awlsam ber awm e. Internet atanga bazar/thil lei thin tan a tangkai a, Bill chi hrang hrang (e.g. Telephone Bill, Mobile Bill, Electricity Bill, etc.) pek nan a tangkai a. Tin, tunlai hmasawnna thang chak takah hian pawimawhna leh tangkaina a la nei chho zel dawn ni pawhin a lang.

Credit Card nei tura thil ngai te :

e.g - Fixed Deposit Rs. 1,00,000/- nei ta la, i Credit Card Limit tur chu 90% a lo ni ang a , chu chu Rs. 90,000/- tihna a lo ni. I Credit Card hmang chuan Internet-ah i lo bazar ta a, emaw Bill chi hrang hrang (Phone Bill, Fee etc) pek nan i lo hmang ta a, Rs. 90,000/- thleng kha i lo hmang ba/puk thei tihna a ni. Thla khata i hman zawng zawng kha Bill a rawn kal hunah erawh chuan i rulh leh vek a ngai thung a ni. Chuvangin pawisa neisa lo tan pawh a ba-in thil a lo lei char char theih tihna a ni. `

Heng bakah hian card product chi hrang hrang – State Bank Vishwa Yatra Foreign Travel Card (India ram pawn a zin duhte tan pre-paid card chi khat ramdang a ramdang pawisa lakchhuahna recharge leh zel theih) te, State Bank Gift Card (Prepaid card thil lei nana hman theih) te, eZ-Pay Card (Hlawh sem nana tha tak, account nei kher lo te pawh an card recharge sakin an card a balance awm zat ATM leh POS atanga hman theihna) leh State Bank Virtual Card te pawh a awm.

ESTABLISHMENT DESIGNATION NAME OF EMPLOYEE SUBJECT IN CHARGE CONTACT

SBI
Serchhip
Branch

Manager Lalremsangi Branch Manager, Overall supervision, Loans and advances, Staff administration 9436771527
222554
222217 (Fax)
Asst. Manager P.C Lalnunenga Accountant, pension, a/c opening, govt. business, passing, internet banking, mobile banking, staff administration (under Branch Manager) 9436150451
222254
Asst. Manager Putul Chandra Saikia Cash Officer, ATM, LSC, dispatch, passing, supervision of cash related transactions 9401758927
Senior Assistant H.Lalrinliana Loans and advances 9436371249
Senior Assistant Laltifeli SWO, a/c opening, fixed deposits, receive and payment of cash 9436150980
Assistant R.Lalhunliana SWO, cash payment (bulk) 9436353473
Assistant R.Lalrempuia Loans and advances 9862751925
Assistant Rebecca Lalhlimpuii SWO, receive and payment of cash, Draft/bankers cheque, Green Channel 9612817237
Assistant Lalramchangrenga SWO, challan, mobile banking, internet banking, SBI Life, Mutual Fund, General Insurance 9863464120
Sr. Hd. Messenger Lallura   9436146038
Messenger Lalnunkima   9862811127
Messenger Lalduhawmi   9436964915
Part-time Lalramhluna   9862564922

Mipui ten harsatna an thlenna tur – COMPLAINT BOX pawh Office kawngkapui (Main Door) bulah dah a ni e.